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All agents are NOT alike! Find out why we are top real estate experts. Call us: 800-286-1458.
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They Know How To Sell Homes...
"If you want to list your home, you can do that with any real estate office. If you want to sell your home, then Ring the Rivers"
Angela Green
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Gene & Rebekah Rivers are
some of The Top Selling Real Estate Experts™
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Moving your family to another town or state is a major event in your life! The Rivers Team has helped many families and individuals relocate!
Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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| Q |
In what area of the United States did the price of existing homes increase most dramatically in 2005?
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| A |
Phoenix, Arizona real estate recorded a 55.2 percent increase in home prices during 2005. |
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